Buying
Purchasing a property is likely to be
the biggest financial decision you will
ever make. Whether this is your first
purchase or your are an experienced
buyer, this decision must be made
carefully.
Why Do You Want To Buy?
• Are you tired of paying rent?
• Have you decided to pay your own
mortgage and not your landlord’s.
• Have you outgrown your current
home?
• Are you looking for an investment
portfolio?
• Are you looking for a rental property?
• Would you like a larger yard?
• Would you rather live in a different
area?
• Do you want to shorten your
commute?
Before You Start Shopping
You will need all your financial
documents to secure financing on the
property.
Your File Should Contain
• Financial statements
• Bank accounts
• Investments
• Credit cards
• Auto loans
• Recent pay stubs
• Tax returns for two years
• Copies of leases for investment
properties
• 401K statements, life insurance,
stocks, bonds, and mutual account
information.
Check Your Credit Rating
Your credit score will have a huge impact on what type of property you can buy,
and at what price. If is first recommended to check your credit rating with an
experienced lending institution so that we can determine what you can afford.
The lender will research your credit ratings from the three credit reporting
agencies, Equifax, Experian and Trans Union. We will be happy to recommend
experienced, knowledgeable lenders in the residential, construction and
commercial and investment real estate fields.
BUYERS
MARIA BARBOSA
REALTOR, DRE#01966759
559-737-2706
TARGET REALTY • Maria Barbosa • 133 N “K” Street • Tulare, CA 93274
central california real estate
MARIA BARBOSA
R E A L T O R
central california real estate
I speak English • falo Português • habla Español
Buying
Purchasing a property is likely to be the
biggest financial decision you will ever make.
Whether this is your first purchase or your are
an experienced buyer, this decision must be
made carefully.
Why Do You Want To Buy?
• Are you tired of paying rent?
• Have you decided to pay your own
mortgage and not your landlord’s.
• Have you outgrown your current home?
• Are you looking for an investment portfolio?
• Are you looking for a rental property?
• Would you like a larger yard?
• Would you rather live in a different area?
• Do you want to shorten your commute?
Before You Start Shopping
You will need all your financial documents to
secure financing on the property.
Your File Should Contain
• Financial statements
• Bank accounts
• Investments
• Credit cards
• Auto loans
• Recent pay stubs
• Tax returns for two years
• Copies of leases for investment properties
• 401K statements, life insurance, stocks,
bonds, and mutual account information.
Check Your Credit Rating
Your credit score will have a huge impact on
what type of property you can buy, and at
what price. If is first recommended to check
your credit rating with an experienced lending
institution so that we can determine what you
can afford. The lender will research your
credit ratings from the three credit reporting
agencies, Equifax, Experian and Trans Union.
We will be happy to recommend experienced,
knowledgeable lenders in the residential,
construction and commercial and investment
real estate fields.
BUYERS
MARIA BARBOSA
REALTOR, DRE#01966759
MARIA BARBOSA
R E A L T O R
I speak English • falo Português • habla Español
central california real estate
central california real estate
TARGET REALTY
Maria Barbosa • 133 N “K” Street • Tulare, CA 93274
